Description

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There are two main types of life insurance with several variations of each type. Life insurance can be classified as a term or permanent policy. At least that is the simplified explanation of the two types of life insurance commonly offered. The most common life insurance policies can be placed into the following categories: term, whole life, universal life, variable life, and variable universal life. Each one of these insurance policies has a place in one's life and at different times in someone's life, they may have need of one or a combination of these types of insurance products. Depending on your circumstances, you may or may not even have a need for life insurance. Everyone's situation is different and therefor the need for life insurance will vary dramatically from individual to individual and from family to family. In order for life insurance to be effective and useful there are many things that need to be considered when buying a policy. In The Basics of Life Insurance we will examine the difference between term and permanent life insurance, the differences between the various types of permanent insurance, and what products are right for those seeking life insurance. This is booklet is a good starting point for those who have general questions about life insurance. Buy your copy today.

About the Author

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Kirk G. Meyer's educational and work background is fairly diverse. He holds a BS in Business Administration from Haskell Indian Nations University in Lawrence, Kansas and a MBA and MS in Accounting from Strayer University in Washington, DC. He recently finished a MS in Financial Planning from Bentley University in suburban Boston, Massachusetts. Mr. Meyer works for the federal government in the area of contracts and prior to his current position was a bank examiner for a federal regulatory agency. In addition to his education and work experience, he is also a registered independent life insurance agent in his home state of Tennessee, selling various life insurance and annuity products to individuals and families in need. His educational background and love of helping others make him an asset to those looking for assistance and guidance in financial and personal financial matters.